Getting Our Money’s Worth

This has been an expensive two years for our household.

First, there was the whole pregnancy and labor thing. It’s expensive to have a baby. Especially when it’s a cesarean section. Then, Alex was in the NICU and the Pediatric ICU for days after his birth. Staying in a hospital is expensive.

Then? All of those early-babyhood appointments. Vaccines are expensive.

Next up came the horrifying news that Alex was going to have to have surgery for a hernia. Surgery is expensive.

Then I had the fun opportunity to visit the Emergency Room two months ago because of intense abdominal pain. ER visits and blood tests? Yup! Expensive.

Since then I’ve been back to my primary care physician twice, who last week told me that it probably was not my diagnosed problem of gastritis (finally someone listened to me!). I had an ultrasound, and the next day my doctor called to tell me I have gallstones. Adding up all of those appointments and the ultrasound? Phew! Expensive!

In two weeks I’ll meet with a surgeon and schedule a time to have my gallbladder removed. Yet another surgery will just add to our increasing cost of staying healthy in this family. (Lucky Zach is as healthy as a horse! Although he needs to schedule a physical! Hear that, Zach?)

Needless to say, I am so very, very, thankful that we have health insurance. If we had to pay for all of this out of pocket we would be drowning in debt. The cost of health care is absurd, and it’s no wonder people will refuse to get taken care of when they have no health insurance. It’s no wonder you don’t see people finally getting help until it’s too late. We are lucky. Hopefully one day we won’t just be lucky, we’ll be the norm.

5 thoughts on “Getting Our Money’s Worth

  1. Too true. One of the perks of my job is the great healthcare plan. If I had to pay for myself alone it would be 30k a year for meds. That isn’t even counting the cost of having a baby ands ped appts. What did I have to pay for my C-Section? 33 dollars. If I didn’t have insurance it would have been in the high 5 figures I’m sure. What a shame that people in our country have to risk their health because they can’t afford healthcare.

  2. I’m hoping you can get back to 100% soon, girl!

    And oh, my gosh, yes, EXPENSIVE! After Ev was born HR called a meeting to explain that the coverage was being cut because costs had gone up the year before. Guess how long it took people to figure out that my complications having my son were ruining everyone else’s insurance premiums. And guess how long it took them to point it out. Ya. Minutes. Good times.

  3. Yes, I hope one day everyone has insurance. We went without insurance for a couple of years, before I got my full time job. During that time my husband required 14 stiches in his fingers after and accident with a table saw and then a month later I had a gallbladder attack. I should have gone to the ER, but I waited until my Dr’s office opened the next morning because that would be a cheeper visit. Ended up having to have my gallbladder removed, with no insurance. Fortunately after we had over 20K in med. bills we then qualified to get state assistance. The state paid the majority of our bills. We tried to get the state assistance insurance prior to these incidents, but we didn’t qualify. If I was pregnant we would have qualified, but we were waiting until we had insuranse to have a baby. No wonder the welfare system is so screwy.

  4. This is so true! I thank goodness all the time that we have such reasonable health insurance, especially considering how difficult it can be to insure someone with Crohn’s disease.

    Some friends of ours found out they were pregnant a week before he was laid off. They tried to go on her company’s health insurance at that point, but apparently pregnancy is a pre-existing condition. They keep this tally on their fridge of how much it costs to have their baby and doctors’ appointments, and how much it would have cost with insurance. The difference astounds me. Looking at that tally, I can completely understand how some people don’t get health care when they need it most if they don’t have good insurance.

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